Terms & Conditions

These Terms and Conditions govern your access to and use of the sbwinsurance website and services. Please read them carefully. By using our website, you acknowledge that you have read, understood, and agree to be bound by these terms.

By accessing or using our website, you confirm that you are at least 18 years of age and legally capable of entering into a binding agreement. If you do not agree to these terms, please discontinue your use of our site and services.

You agree to use our website only for lawful purposes. You must not:

• Use the site in a way that violates any applicable local, national, or international law or regulation
• Attempt to gain unauthorized access to any part of our website or related systems
• Interfere with or disrupt the normal functioning of our services
• Use automated tools to scrape, harvest, or collect information from the site

sbwinsurance provides information and facilitates home insurance coverage options. All coverage is subject to review, underwriting, and policy terms. Nothing on this website constitutes a guaranteed offer of insurance. Final policy details and pricing are determined upon completion of the full application process.

If you create an account or submit a form on our website, you are responsible for:

• Providing accurate and complete information
• Keeping any login credentials secure and confidential
• Notifying us immediately of any unauthorized use of your account
• All activity that occurs through your account or submissions

All content on this website — including text, graphics, logos, images, and design elements — is the property of sbwinsurance and is protected by applicable intellectual property laws. You may not copy, reproduce, distribute, or create derivative works from any part of this website without prior written permission.

To the fullest extent permitted by law, sbwinsurance shall not be liable for any indirect, incidental, special, or consequential damages arising out of your use of this website or its content. Our total liability for any claims arising in connection with this website shall not exceed the amount paid by you, if any, to access our services.

For any questions or concerns regarding these Terms and Conditions, please contact us:

• Phone: +1 (667) 477-6393
• Email: [email protected]
• Address: 100 West Road, Suite 300 Towson MD 21204